Privacy Policy

Privacy Policy

At Pam Consultant Group, we are committed to protecting your privacy and ensuring transparency in how we collect, use, and share your personal information. This Privacy Policy outlines our practices regarding your data once you have initiated a consultation with us.

1. Information We Collect

We may collect the following types of personal information:

• Name, email address, phone number, and mailing address

• Government Identification (when required for policy applications as selected by client)

• Financial information relevant to insurance underwriting

• Demographic data and preferences

• Information from communications with our representatives

2. How We Use Your Information

We use the personal information we collect to:

• Provide life insurance products and financial wellness services

• Process applications and manage policies

• Respond to inquiries and provide customer support

• Send service-related communications

• Comply with legal and regulatory requirements

3. Information Sharing

We do not sell or rent your personal information. We may share information with:

• Other partner Insurance carriers during policy underwriting and servicing

• Service providers assisting in business operations (e.g., IT support, data processing)

• Regulatory and legal authorities as required by law

SMS Consent: Your SMS consent is not shared with third parties or affiliates for marketing purposes. Text message communications are used solely for customer service and transactional updates related to your policy or inquiries.

4. SMS Terms & Conditions

• Appointment reminders

• Policy updates and notifications

• Important account alerts

• Service-related communications

• Messaging frequency may vary based on your interactions and account needs

• Message and data rates may apply based on your mobile carrier’s plan

• You can opt out of SMS messages at any time by texting STOP. After you send the STOP message, you will receive one final confirmation message stating you have been unsubscribed and will no longer receive further messages.

5. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, or disclosure.

6. Your Rights and Choices

You have the right to:

• Request access to the personal information we hold about you

• Request corrections or updates to your data

• Opt out of marketing communications at any time

7. Updates to This Privacy Policy

We may update this policy periodically. Any changes will be posted on our website with an updated effective date.

For questions or concerns about this Privacy Policy, please contact us at:
Email: pamfinancialservices@gmail.com
Phone: 301-388-8255

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